How to put text watermarks over a photo

hi everyone. since I have some payout proof to show off I researched about how to put a text watermark over them so people will not use it for their own benefits or post it on their site or whatever. Watermarks is like putting a copyright in your photos to claim the ownership of the ones you posted in the internet. But too bad I don't have an adobe photoshop application. I would love to try this coz it sounds so easy hopefully I will install adobe photoshop later.

so here's how.
Placing a watermark on images that you plan to post on the Web will identify them as your own work and discourage people from copying them or claiming them as their own. Here's a simple way to add a watermark in Photoshop where the text remains editable.

1. Open an image.
2. Select the type tool and type the copyright symbol or any other text you want to use for a watermark.
3. While you're still in the type tool dialog, click the color swatch, and set the color to 50% gray. (Use HSB values 0-0-50 or RGB values 128-128-128; both will produce the same result).
4. Click OK to exit the type tool.
5. Resize and position your text as desired.
6. Photoshop 5.5: Right click (Mac users control-click) on the type layer in the layer palette and choose Effects.
7. Photoshop 6 and 7: Double click on a blank area of the type layer in the layer palette (not the thumbnail or the layer name) to bring up the layer styles dialog.
8. Apply the Bevel and Emboss effect and adjust the setting until it's to your liking.
9. In the layers palette, change the blend mode for the type layer to Hard Light.

Tips:

1. If you'd like the watermark a little more visible, try a color value of 60% gray for the type (HSB value 0-0-60).
2. Resize the type at any time by pressing Ctrl-T (Windows) or Command-T (Mac). Hold the shift key and drag a corner handle. When you apply the transformation, the type will resize with no loss in quality.
3. You are not restricted to using only text for this effect. Try importing a logo or symbol to use as a watermark.
4. The Windows keyboard shortcut for the copyright (©) symbol is Alt+0169 (use the numeric keypad to type the numbers). The Mac shortcut is Option-G.
5. If you use the same watermark often, save it to a file that can be dropped into an image any time you need it. Remember, it's always editable!

so now you know how put it in your photos or payment proof so no one will steal it from you.